Razorpay
by Razorpay · India payments suite with business banking, payroll and payouts
BenchRank score
Screenshots of Razorpay
Homepage
Overview
Razorpay is an India-focused payments suite for accepting, processing and disbursing payments, including a payment gateway, payment links, pages, buttons, QR codes, subscriptions and in-store POS. Businesses integrate via REST APIs, SDKs, plugins and webhooks, or use the no-code tools. RazorpayX adds current accounts, payouts, payroll, corporate cards and credit lines.
- Best for
- Indian businesses accepting online payments that also want banking, payroll and payouts in one place
- Pricing
- 0% platform fee for the first 90 days, then 2% per transaction (page footnote states 2.15% + GST); payroll subscriptions start at ₹2499 and businesses over ₹5,00,000 monthly revenue must contact sales.
- Runs on
- Web
Strengths and trade-offs
Strengths
- 100+ payment methods: UPI, cards, netbanking and wallets
- No-code options: payment links, pages, buttons, QR codes, invoices
- Documented REST APIs, SDKs, platform plugins and webhooks
- Payments, business banking, payroll and credit on one platform
Trade-offs
- Built around India; pricing in INR and services under RBI-regulated entities
- 0% platform fee lasts 90 days only, then 2% per transaction
- Above ₹5,00,000 monthly revenue, pricing is contact-sales only
- Banking and lending are provided by partner banks, not Razorpay itself
Pricing
Published plans and prices from Razorpay’s own pricing page.
How this score is made up
Each dimension is scored out of 100 and combined into the headline score using fixed weights.
MCP support
Whether an agent can drive the product through the Model Context Protocol, and how much setup that takes.
API quality
Public API surface: machine-readable spec, official SDKs, documented auth, errors, rate limits and versioning.
Documentation
Publicly reachable docs — coverage, freshness, code samples and machine readability.
Agent friendliness
How readable the site is to an automated client: llms.txt, structured data, server-rendered content, crawler access.
Pricing transparency
Whether real prices are published, self-serve signup exists, and usage costs are knowable without a sales call.
Changelog
A public, dated record of what shipped and when — the clearest signal that a product is still alive.
Marketing site structure
Whether the site answers a buyer's questions: clear positioning, the pages that matter, and accessibility.
Page speed
How fast the site loads for real visitors: Chrome UX Report 75th-percentile LCP, INP and CLS, with a Lighthouse mobile run standing in where a site has too little traffic for field data.
Operational trust
Status page and incident history, security disclosure, compliance and data-processing documentation.
Measured, but not part of the score
Useful to know, but not a mark for or against the product — so these do not affect the ranking.
Openness
Source availability, self-hosting, data export and open standards. Scored and shown, but not part of the composite — paid SaaS is not worse for being paid SaaS.
Maintenance
Release cadence and repository activity. Scored and shown, but not part of the composite — it is only measurable for open repositories.
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Where this comes from
The Razorpay pages BenchRank reads when it scores the product — its documentation, release notes, status and security pages, and its repository where there is one.
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