BenchRank
#2 in Payments & BillingUpdated 2026-08

PayPal

by PayPal · Account and app for paying, sending and receiving money

70.6 — BenchRank score out of 100

Screenshots of PayPal

  • Homepage

Homepage · PayPal

Homepage of PayPal

Overview

PayPal is an account and mobile app for paying, sending and receiving money. From the app or online you can send money to other people, request payment back, split a bill and pool money up front for group gifts. Payment options include the PayPal Debit Card, Pay in 3, the PayPal Credit Card and PayPal Credit, online and in stores.

Best for
People in the UK who want to send, receive and split money and pay online or in shops.
Pricing
No prices are shown: signing up is described as free and PayPal+ as having no fees or caps, but the page states that fees apply when converting currency and sending non-GBP money to another country.
Runs on
WebCLI

Strengths and trade-offs

Strengths

  • Send, receive and split money, and pool funds for group gifts
  • Pay now or later: Debit Card, Pay in 3, Credit Card, PayPal Credit
  • Transactions and payments are encrypted
  • PayPal+ points earned free, with no fees or caps

Trade-offs

  • Fees apply to currency conversion and sending non-GBP money abroad
  • An account is required to send or receive money, or to start a Pool
  • Rewards need enrolment in PayPal+ under separate terms
  • No fee or price figures are shown on the page

How this score is made up

Each dimension is scored out of 100 and combined into the headline score using fixed weights.

MCP support
92 out of 100
API quality
75 out of 100
Documentation
90 out of 100
Agent friendliness
96 out of 100
Customer sentiment
76 out of 100
Changelog
0 out of 100
Marketing site structure
30 out of 100
Operational trust
50 out of 100

Measured, but not part of the score

Useful to know, but not a mark for or against the product — so these do not affect the ranking.

Openness
60 out of 100
Maintenance
100 out of 100

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