#3 in Payments & BillingUpdated 2026-08

Wealthfolio

by Wealthfolio · Local-first, open-source investment and personal finance tracker

67.1 — BenchRank score out of 100

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Overview

Wealthfolio is an open-source investing and personal finance app that runs locally on desktop and mobile, storing accounts, transactions and history on the device. It covers investment performance, net worth, spending, goals and retirement planning, with manual entry and CSV import. An optional paid service, Connect, adds brokerage imports and encrypted sync across devices.

Best for: Individual investors who want portfolio, net worth and spending tracking held on their own devices.
Pricing: The app is free and open source; Wealthfolio Connect is an optional paid subscription, but the captured text shows no prices for it.
Runs on: iOSmacOSWindowsLinuxSelf-hosted

Strengths and trade-offs

Strengths

Free and open source; no account or subscription required
Accounts and history stay in a local database on your device
Standalone macOS, Windows, Linux and iOS builds, plus Docker self-hosting
Covers investments, net worth, spending and retirement planning

Trade-offs

Brokerage imports and device sync need the paid Connect subscription
No Connect prices are shown, so the ongoing cost is unclear
Without Connect, accounts are maintained by manual entry or CSV import
Broker coverage has to be checked against Connect's supported list

Pricing

Published plans from Wealthfolio’s own pricing page, in USD. Usage charges and add-ons may apply on top.

Wealthfolio pricing tiers, monthly rates in USD
Plan	Monthly	Includes
Wealthfolio	—	Manual accounts, transactions and CSV imports Investment tracking, performance, net worth and spending Goals and retirement planning Standalone and self-hosted options, data held locally
Wealthfolio Connect	—	Automatic brokerage imports Encrypted device sync Household sharing Background updates and connection management

How this score is made up

Each dimension is scored out of 100 and combined into the headline score using fixed weights.

MCP support: 60 out of 100
API quality: 45 out of 100
Documentation: 90 out of 100
Agent friendliness: 100 out of 100
Changelog: 100 out of 100
Marketing site structure: 55 out of 100
Operational trust: 0 out of 100

Measured, but not part of the score

Useful to know, but not a mark for or against the product — so these do not affect the ranking.

Openness: 65 out of 100
Maintenance: 100 out of 100

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