#26 in Finance & AccountingUpdated 2026-08

Brex

by Elph · Corporate cards, banking, expenses and travel in one platform

35.2 — BenchRank score out of 100

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Pricing page

Visit website See full Finance & Accounting ranking

Overview

Brex combines corporate cards, business accounts, expense management, bill pay, travel booking and accounting automation across 120+ countries. Budgets and spend limits are set in advance and enforced automatically, while AI handles receipts, invoice entry, approvals and GL coding. It connects to ERP and HRIS systems for reconciliation and reporting.

Best for: Startups through global enterprises wanting cards, banking, expenses and travel in one platform
Pricing: Essentials is $0 per user per month and Premium is $12 per user per month; Enterprise and Smart Card are custom priced via sales.
Runs on: WebiOSAndroid

Strengths and trade-offs

Strengths

Free Essentials plan includes API access, bill pay and travel
Cards accepted in 210+ countries, local-currency in 50+
Two-way ERP integrations with automated GL coding by entity
Cards, banking, expenses, bill pay and travel in one account

Trade-offs

Multi-entity, VAT docs and custom ERP need the $12/user Premium plan
Enterprise and Smart Card prices are not published; sales contact required
The Visa-issued Brex Commercial Card has no ATM access
Funds in Treasury are not FDIC-insured and yield rates vary

Pricing

Published plans from Brex’s own pricing page, in USD. Usage charges and add-ons may apply on top.

Brex pricing tiers, monthly rates in USD
Plan	Monthly	Includes
Essentials	Freeper user	Global card acceptance and 1 local card program Up to two entities (1 global entity) Accounting integrations, bill pay and reimbursements Free travel booking, real-time reporting and API access
Premium	$12per user	Multiple customisable expense policies and review chains Multi-entity (US and international) plus VAT documentation Customisable ERP and HRIS integrations Live budgets and advanced travel rules
Enterprise	Contact sales	Unlimited US or global entities Local card issuance, collections and reimbursements Named account manager and admin centre Customisable implementation services
Smart Card	Contact sales	Global cards accepted worldwide Local-currency cards in 50+ countries Merchant card controls and custom approvals

How this score is made up

Each dimension is scored out of 100 and combined into the headline score using fixed weights.

MCP support: 0 out of 100
API quality: 0 out of 100
Documentation: 0 out of 100
Agent friendliness: 98 out of 100
Pricing transparency: 100 out of 100
Changelog: 40 out of 100
Marketing site structure: 70 out of 100
Operational trust: 20 out of 100

Measured, but not part of the score

Useful to know, but not a mark for or against the product — so these do not affect the ranking.

Openness: 0 out of 100

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